WARDANI, D. NIAT PENGGUNAAN FINTECH SISTEM PEMBAYARAN PADA KALANGAN MILENIUM DI MASA PANDEMI COVID-19. Jurnal Sistem Informasi Bisnis (JUNSIBI), [S. l.], v. 3, n. 2, p. 40–53, 2022. DOI: 10.55122/junsibi.v3i2.435. Disponível em: https://ejournal-ibik57.ac.id/index.php/junsibi/article/view/435. Acesso em: 21 sep. 2025.