ERWIN ERIZA. Determinan Financial Behavior Dipengaruhi Financial Technology dan Financial Literacy Para Pelaku Usaha UMKM di Jakarta. Mediastima, [S. l.], v. 32, n. 2, p. 130–144, 2026. DOI: 10.55122/mediastima.v32i2.2415. Disponível em: https://ejournal-ibik57.ac.id/index.php/mediastima/article/view/2415. Acesso em: 9 nov. 2026.